by Jeff Caldbeck, Dubbo
As featured in the 2017 Country Web Annual.
The Rural Financial Counselling Service (RFCS) provides free and confidential financial counselling to a range of clients who are suffering, or at imminent risk of suffering, financial hardship. The program is designed to assist eligible clients create viable and sustainable financial solutions for their farm or small agricultural based business. There are three providers in NSW, each servicing a dedicated part of the state.
Rural Financial Counsellors help clients identify options to improve their enterprise’s financial position and implement these options via an action plan. They can help plan your future in farming, guide you in cash flows, budgeting and forecasting, support you to develop and maintain strong relationships with your commercial lender(s), and help you access government assistance.
Counsellors are also in the ideal position to assist you as you plan to, or are receiving Farm Household Allowance (FHA).
RFCS can work closely with you and the Department of Human Services by giving you free access to skilled professionals to work through your financial situation and build financial self-sufficiency. Clients currently receiving FHA can request to be referred to their local Counsellor or alternately can access one of the three Head Office Teams located throughout NSW (see contact details opposite to make an appointment with a RFCS).
Rural financial counsellors do not provide family, emotional or social counselling or financial advice—but they can provide referrals and information. The counsellor will provide financial options and support to help you make the right decision for your business.
Rural Financial Counsellors are highly mobile. That means they can meet you on farm, in a town near you, or in their office. Whatever works best for you and your needs.
RFCS NSW Central Region
t: 1800 940 404 e: firstname.lastname@example.org w: rfcscr.com.au
RFCS NSW Southern Region
t: 02 6452 5850 e: email@example.com w: rfcsnsw-sr.com.au
RFCS NSW Northern Region
t: 02 6662 5055 e: firstname.lastname@example.org w: rfcsnsw-northernregion.org